Evaluate these factors when buying a Health plan! Maintenance & Welfare of Parents and Senior Citizens (MWPS) Act | Details & Guidelines. Product information is authentic and solely based on the information received from the Insurer© Copyright 2008-2021 policybazaar.com. My only concern here is to find a policy so that I could meet my Mom’s health expenses(if any) occurs. Although Apollo has 4 times more market capture then Religare but ICR is same. Optima Restore is costly then Religare. sir,my mother age 55 already have star health 2 lakhs sum assured i need increase sum assured 5 lakhs i try to max bupa insurance apply last 2 week back finish medical test report policy rejected medical report problem ECG so my choice, 1.top up plan without medical test L&T insurance choice apply or not ? 06 Registration Code No. Any idea which would be the better option? Hi Sreekanth. Am looking for a health cover for my father who is 54 years old. You may suggest them diabetic specific plans. Do you suggest it over these two? For senior citizens a lot of time day-care procedures are required, the policy covers all the day-care treatments and surgeries that do not require 24 hours of hospitalization, 30 days of pre-hospitalization and post-hospitalization expenses are given in a lump sum, Claim for ambulance charges is also accepted, Sub-limits apply to certain specific illnesses. Please suggest which company should I opt for. Medical reimbursement: The fact that the insurer will now have to reimburse at least 50 per cent of costs of … Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001, IRDAI Web aggregator Registration No. Can you please suggest good health cover policy for her? I am confused going through many plans. Dear Mayank, Here is the link for the same: They are offering cover of 3 lacs in premium of 11k apx for 62 yrs of age adult. You may also check out Star health’s ‘Red Carpet’ plan. Your father can opt for any plans as indicated in the article. STAR’s Red carpet plan is good. Kindly read below articles and you may revert to me; Kindly suggest appropriate medicaim plan for her. Do you think it is a good option considering low premium whereas similar conditions in the market would take premium upto Rs.35k? problems if occured or general health care at best policy rates. What is the policy I can avail for and amount I need to pay individually, Dear Kritika..The premium amounts depend on the Sum assured. If affordability is not an issue, suggest you to check out mediclaim plans offered by Max Bupa. I am a salaried person and my company has come up with health insurance plan for dependent parents which costs 13000/Annum for 2lakhs SA. Because co-pay also increases and chances of rejection also become high. Dear Vishal, Limits of Cataract revised. Many other websites have similar comparison, but you have stand out esp. For Senior citizens aged between 60 to 75 years. 6. Hello Sir, Above 80 65,500/-. Review of Star Health Senior Citizen Red Carpet Plan. – ‘Diabetic & Hyper-tension specific health insurance plans’. Dear Neha ..It does not matter. Dear Yasmin, My mother is a pensioner from state govt (rajasthan) but currently staying with me in maharashtra. ECG report. 3. Check out what this policy has to offer to people between the age group of 60 and 75 years. Dear Kamal, Yes, most of the Senior citizen plans do come with co-pay clause considering the risks associated with insuring elderly persons. Yes, you can renew the policy. Differences :- In Max bupa irrespective of claim 10% bonus is accrued till 5 years (thus,SA will increase by 50%) There are few health insurance plans for Diabetics. No Age bar. Do provide all the required information about pre-existing illnesses (if any) and past medical treatments in the proposal forms. Dear Rajeev, Which plans are best suitable for my parents age? Should i buy separate plans for all 4 of them ? Holding New India Assurance policy from 2004 with SA 1lac plus 30k accumulated bonus, I am looking for private health insurance plans and being confused in two plans offered by companies for SA = 7 lacs Read: Best Portals to compare health insurance plans. No other deceases. 1- 50 lakhs--Lifeline Elite Plan. Dear Naveen, I am planning to buy health insurance plan for my family which covers my parents as well who are of 61 years. Request you to suggest a best health plan which covers maximum benefits, my annual premium budget is 20 k. Dear Yogesh, The minimum sum assured is Rs 1 Lakh and maximum sum assured is Rs 25 lakhs for individual plan. Best portals to compare health insurance plans. Thanks in advance. I would really appreciate your help in this. I am looking for health insurance for my parents above 64 years. Pre – existing disease = Hypertension FROM 2003. The benefits and features of the plan have been explained below. i want to purchase health insurance for my parents father(64 years with daibetis diagnosed before 1 year) and mother ( 57 years taking daily pill for thyroid) I am looking for a good Mediclaim policy for my father (age 61, retired) with sum insured till 5 Lacks. My father is 54 years old and he is diabetic and under control always. She is 50 years old and has been suffering from arthritis and cervical spondylosis since past 2 years. My mutual fund portfolio. Please help and suggest me any GOOD MEDICALAIM POLICY for parents which should cover Hospital ( ICU / CCU / Ambulance etc and Heart related disease . Dear Rajesh, Health check-up expenses are covered. Age 67 years. Star Health Insurance – Senior Red Carpet Plan. Kindly suggest me , My Father age 70 years and Mother age is 65 Years . I am sure this would be the case with millions. The information that you are providing to all of us is very useful. You may also check out Star health’s Red carpet plan. I would like to opt for independent medical policy . One restrictive feature of this policy is that 20% of any claim amount has to be co-paid by the insured. I am citi bank credit card holder, and citibank is offering one health insurance in association with Royal Sundaram. Illness : Liver Cirrhosis. Senior Citizen Specified Disease Plan by Oriental Insurance: In this plan, the policyholder has the option to choose sum insured of Rs 1 lakh, 2 lakhs, 3 lakhs, 4 lakhs or 5 lakhs. Star Health Senior Citizens Red Carpet Health Insurance Plan. * 11 vital factors to consider when choosing the Best Health Insurance Plan! Co-payment clause – 30% for other than claims for pre-existing diseases and 50% for pre-existing diseases. Q4.Do I need to undergo pre-medical screening before purchasing senior citizen red carpet plan? Dear Rahul, He suffered heart stroke in the year 2008. I agree with your views that health insurance policies do use lot of technical jargon which many of us do not understand. View Plan: Star Health Red Carpet Plan. 10 Lakh and for sum insured between Rs. Senior Citizens Red Carpet Health Insurance Policy Unique Identication No. I have heard about apollo munich tie up with canara bank providing health insurance for parents with premium around Rs.15000 annual for coverage upto 7lakhs. There is a capping for major diseases also in their policy. Also I am having a kid of 3 years and wife who is 28 years – Please suggest. Cheers! Policybazaar does not in any form or manner endorse the information so provided on the website and strives to provide factual and unbiased information to customers to assist in making informed insurance choices. The Senior Red Carpet plan from Star Health Insurance covers up to five lakhs with a premium payment of Rs.14, 500. 66-70 30,150/- Dear MAHESH, Request for your expert advise to choose among these, Best health insurance plans for senior citizens. People are who are still in doubt, its better if you could get a health insurance advisor. Sub-Limits if any ) and past medical treatments in the article of your! Mayank, the age of 60 and allows the admission right up to 80 years age! A year for pre-existing conditions two seperate plans for diabetic or hypertension health!, Nungambakkam, Chennai - 600 034 individual health covers apart from covers... Rest most of the policy covers till March 31st, 2015 policyholders having a kid of 3 years and higher. Of age if … here are the best health insurance plans i do not include them their. Once in one or two years Cardiac specific health insurance companies, can you provide your opinion on best. 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