Switch your mortgage to a new deal. Neither dealings have been a pleasure!. Buy to Let Mortgage Advice in Halifax. See the latest mortgage deals on Which? 1st time they accepted my mortgage then when the deal was agreed they decided to take 5 grand away . Along with this… I have had to raise two complaints to get the information that I have from them. Just wanted to be sure that a mortgage could be approved within a 4 week time scale as the property developer said that exchange of contracts had to be done 4 weeks from the reservation of the property. Use the tools below to refine your search by only displaying reviews with a certain number of star ratings or to only show reviews from a certain time period. Read Full Review, Written on: 04/12/2016 Make changes to your mortgage. Cladding scandal latest: homeowners forced to spend millions on 24-hour fire patrols. nitew4tcher What will Brexit mean for house prices? Smart Money People was established in 2014 to help provide an independent source of Halifax mortgage reviews. All of our mortgage brokers actually face a rigorous 50-Point Inspection, which includes everything from checking reviews, ratings, reputation, history, complaints, satisfaction, trust and cost to the general excellence.You deserve only the best! Absolute morons! Read 1 more review about Halifax Only the latest review will count in the company's TrustScore Advertisement. Halifax's deals allow you to overpay up to 10% of the mortgage balance each year. Limited is registered in England and Wales to 2 Marylebone Road, London NW1 4DF, company number 00677665, and is an Introducer Appointed Representative of Which? Looking for a new mortgage? * In total have spent 8hrs on the phone and two weeks to try and sort a remortgage with them as an existing customer. Nick, Cathy and Pam have helped my family several times. (Data source: Moneyfacts.). Find Mortgages near Halifax on Yell. The monthly draw, which relaunched in May, sees … Read Full Review, Written on: 30/04/2018 The average number of times a lender made it into a table was 16, but Halifax featured just twice, meaning it offers considerably fewer table-topping deals than some of its rivals. (1 review written), Just cannot fault them excellent service and communication from start to finish. Read 4 reviews, get contact details, photos, opening times and map directions. Then they don't give you right information at all or you cant get in touch with your mortgage adviser. Written on: 13/03/2020 Useful. Mortgage prize draw rules and other exclusions apply. Read Full Review, Written on: 27/05/2016 I wish I had read reviews before taking up a very expensive and practically useless platinum policy. Money Compare content is hosted by Which? by by They responded fast and efficient and dealt with my broker in a professional manner. " New Help to Buy scheme opens for first-time buyers: how will it work? Written on: 29/02/2016 It features those who offer mortgages in Halifax and Elland. Best Mortgage Brokers in Halifax Expert recommended Top 3 Mortgage Brokers in Halifax, NS. (1 review written), The team at the Croydon branch was amazing and such a pleasure to work with. by Goods service is given when you either supply what a customer requests in a reasonable amount of time. Thanks a lot Halifax.. If you are brave enough to go thru them and get her ring back… 1 talking about this. 11 mortgage predictions for first-time buyers, homeowners and buy-to-let landlords in 2021. Quick & simple comparison of rates, terms & types to calculate your monthly repayments for Halifax mortgages. 16 Dec 2020 . survey of 3625 members of the general public in which 435 people told us they had their mortgage with Halifax. Mortgage Prize Draw . Kitty2112 (1 review written), by JanPhillips242 (1 review written), Regarding the Victoria branch at 2 Wilton Road, the Staff, and it appears managers are under skilled and don't seem to get the concept of giving 'good customer service'. Online reviews of Halifax’s mortgage services and customer service are fairly balanced, but the reviews tend to tip to one side of the scale depending on whether you are a first-time buyer or existing customer. The mortgage advisor was very unhelpful and looked tired when i asked him on updates. We had the paperwork issued four… Review Halifax Online is an online banking site based in the United Kingdom and is a division of Bank of Scotland plc. Horrendous from start to finish This is my second review regarding the experience that I have had regarding the Halifax Bank and their inability to provide the information that has been requested on several occasions. I have a lovely email chain from my advisor and when I told the complaints department there delays have cost me money, sorry we are within our four week for a remortgage. In addition it includes those who specialise in fixed rate mortgages, interest only mortgages and mortgage advice in Halifax. Halifax will accept remortgage applications from mortgage prisoners under the Financial Conduct Authority’s (FCA) new affordability assessment to help them switch onto better rates. Read Full Review. claim dodgers who employ dodgy firms to review claim. Highly recommended… All were fixed-rate deals - meaning your interest rate will stay the same for a set initial period. Managing your mortgage . Our expert buy-to-let mortgage advisors are here 8am – 10pm to answer all of your questions. I m with the same employer for 6 years and wages go in my halifax account. Brilliant. Halifax, the UK’s biggest mortgage lender, has withdrawn the majority of the mortgages it sells through brokers, including all first-time buyer loans, citing a lack of “processing resource”. Read Full Review, " Free no-obligation mortgage consultation for all customers. Which? They compiled a total of 208 ‘top-10 cheapest deal’ tables based on a variety of borrowing scenarios, and counted how many times each lender featured in a table. Perezyk98 (1 review written), by Which? Wasted 21 days and a credit check. Limited on behalf of Which? We gathered feedback from real Halifax customers on everything to do with their mortgage, from the application process to how well the lender communicated information. Read 1 more review about Halifax Only the latest review will count in the company's TrustScore Sarah Bell 1 review. And told that i will get mortgage and done inspection of the house. Financial Services Limited. Make a mortgage application; Once you have found a house you want to buy you may then go on and make a Halifax mortgage application. Explained the high credit debt and loans, provided full details and asked for an extra £60k borrowing on the mortgage, as wanted to consolidate. People remortgaging can do so at up to 95%. When we checked on September 2019, there were 265 mortgages available from Halifax. Which? patsykb (1 review written), I have had a Mortgage with the Halifax for over 10 years. At the time the country was in recession and it was a 1st time mortgage so I dint really think it was 2 bad just thought they were very slow getting things done.i got the house so thought nowt more about erm. Ignore all the negative here , they are the biggest lender in the country for a reason.. Search for Mortgages near you, or submit your own review. By 1913, it had developed into the UK’s largest building society and continued to maintain this position within the UK until 1997, when it demutualised. In September 2020, the average rate on a two-year fixed-rate mortgage from Halifax was 2%, compared to the overall market average of 2.33%. Reply. Mortgages from Halifax are available directly and through mortgage brokers. 11 mortgage predictions for first-time buyers, homeowners and buy-to-let landlords in 2021, Cladding scandal latest: homeowners forced to spend millions on 24-hour fire patrols. " Share. we dont know what is the progress of the application. Katylam The mortgage providers survey isn't to highlight issues for the buyer its to see if they value the property at the price the buyer is paying to see if they'll give you the mortgage? Read Full Review, Written on: 04/08/2017 It took the Halifax more than 4 months to get this sorted and they made a number of mistakes along the way. It appeared that the difference between exchange and completion had not been heard of by this 'advisor'. I am a mortgage customer of Halifax and their customer service team are shocking! Read Full Review, Written on: 03/04/2016 The biggest being that they sent all of mine and my new partners confidential infomration to my ex partner. Perezyk98 (1 review written), I am applied for mortgage was quicker with broker. They have gone above and beyond to make sure we have the best product to suit our complicated needs! Mortgages Halifax - Welcome to the Halifax Mortgages Directory listing recommended mortgage brokers in Halifax. How much can I borrow: mortgage calculator, Scottish And Northern Irish Property Systems. by 284Head (1 review written), Spoke to someone on the mortgage line after hanging on for 10 minutes. Our experts analysed hundreds of mortgages over a four-week period in July 2020. Due to being late on a couple of payments in the last 12 months , I’m not in arrears.. Ex partner is self employed and is unable to work. Mortgage Prisoners Process This form should only be completed for customers classed as ‘mortgage prisoners’ who are remortgaging to Halifax from a closed book lender and need to request an exception because they do not meet our standard affordability assessment. The legal team Enact appointed by Halifax were very efficient and the process was exceptionally good. Excellent service Switch to a new deal. If you’re a homeowner with a mortgage, then a secured loan can let you leverage the equity you’ve built up in your home to access larger loan amounts and/or lower interest rates. Cdne (1 review written), After being Halifax customer for 11 years, top credit score, never missed a payment ever and took big loans in the past that were paid on time, halifax turn me down saying that couldn't verify my income. You can find out more with the following articles: For the latest updates and advice, visit the Which? JanPhillips242 (1 review written). Gaz140 (1 review written), by Which? Halifax provided a lot better one on one service than online mortgage brokers. Buy to let. The current deadline for mortgage payment holiday applications, which allow homeowners to defer payments for up to six months, is 31 January 2021. . Eg click on '1 star' to just display the reviews we have which received a 1 star rating click or 'Within the last month' to display just reviews posted over the last month. by " Star ratings based on a June/July 2020 Which? £5 for first month then £9.99/month unless cancelled. we did not get any proper anser from call center which they didi not know anything time scale. If your current Halifax mortgage is due to end soon or you’re thinking about moving on to a fixed rate, now’s a good time to look for a new deal that suits your needs. Our property was sold at the beginning of April, mortgage cleared and the bank informed us that surplus funds were available. (2 reviews written), These guys went out of their way to make sure that my house completion happened on time. 334Cullen (1 review written), by Have a Halifax mortgage on your home in England, Wales or Scotland; Hold an existing Halifax or Bank of Scotland personal retail current account and have paid at least £1,500 in to it the month before the draw; Offer can be withdrawn at any time. But after 1 month they declined giving me mortgage!!! HALIFAX is a popular bank, providing services to millions of Britons, however, it is now extending a helping hand to mortgage prisoners in what is … When we checked on September 2019, there were 265 mortgages available from Halifax. By continuing to browse you consent to our use of cookies. (1 review written), Shocking service! But taking long time to approved from Halifax. Despite not being able to lend us quite enough for our mortgage. We're a full service mortgage provider. I have a high debt ratio due to home improvements, although I didn't have any receipts etc. The score is made up of a customer's overall satisfaction with the brand, and how likely they are to recommend that brand. . by This year I have applied for a bigger mortgage some of the money… Skipton Building Society mortgage review. No. Existing Halifax customers. When I think of my previous experience with another lender, Halifax would be my first choice every time… Limited and part of the Which? Just as excuse i didn't had enough yearly income. DashawnHolland439 (1 review written), by We use cookies to allow us and selected partners to improve your experience and our advertising. Get reviews, contact details, directions and opening hours. by Halifax's mortgages came with an initial period of two, three, five or 10 years. All that kept on being repeated to me was that completion took between 4 to 12 weeks. “Avoid Halifax mortgage” Written on: 30/04/2018 by Cdne (1 review written) After being Halifax customer for 11 years, top credit score, never missed a payment ever and took big loans in the past that were paid on time, halifax turn me down saying that couldn't verify my income. What's happened to mortgages during COVID-19? 9yrs I've had a mortgage and account with them and I think it's time to change! Read Full Review, Written on: 17/03/2016 Administration This has resulted in them deciding that I can only afford a mortgage £10000 LESS than my… Only to inform… by Kullyhanjra (1 review written), DO NOT BUY MORTGAGE FROM HALIFAX COMPLETE WASTE OF TIME DIDNT DO THE SURVEY PROPERLY ON THE HOUSE IT WAS FULL OF DAMP BUY THEY STILL PASSED THE HOUSE FOR A MORTGAGE… Intermediary Customer … " Search for Mortgages near you on Yell. !!!! patsykb (1 review written), by Together, we can make financial services work … People remortgaging can do so at up to 95%. Halifax will pay off the mortgage of 10 customers in January after ramping up its prize draw. It is part of Lloyds Banking Group, which owns brands such as Lloyds Bank, Bank of Scotland and Scottish Widows. Missold mortgage I made the decision to move for a slightly bigger house and spent the best part of an hour to the Halifax to get a mortgage in principle. Financial Services Limited. Coronavirus payment holiday refused Read Full Review, Written on: 22/01/2017 Kullyhanjra (1 review written), by This is because every borrower may have different circumstances. Or you let them know if you cannot help them also within a reasonable amount of time. My experience with this company obtaining a mortgage was nothing but excellent. Nohelpatall In September 2020, the average rate on a two-year fixed-rate mortgage from Halifax was 2%, compared to the overall market average of 2.33%. I think Snell is better speed then Halifax… Kitty2112 (1 review written), I have had a Halifax mortgage for the past 4 years. You write your mortgage reviews here to help other people find the best mortgage providers. Financial Services Limited of 2 Marylebone Road, London NW1 4DF, registered in England and Wales, company number 7239342. Read More, " other bank will do it withen 48 hrs replay. 334Cullen (1 review written), What a joke when you apply for a mortgage make sure you check the criteria yourself. If they dont want give mortgage then why they inspection. And we will certainly consider going back when remortgaging in the future. I’ve had mortgage with Halifax for over… I’ve had mortgage with Halifax for over 12 yrs when my insurance ran out with LV I made biggest mistake of going with Halifax. Read Full Review, Written on: 10/01/2017 by Does Halifax offer the best mortgage deals? Many mortgage lenders have significantly cut their offerings this year due to the coronavirus outbreak. My mortgage was transferred from Tesco to Halifax and then Halifax sends me a letter with a new mortgage number and asking me to re-register online with the new account number. Move home. To calculate the top 5's we take the following factors into account: “They do inspections just for money not to give money”, “Dont Bother they should be paying you to use them”, “Outstanding - Offer in 7 days for remortgage”, “WORST CUSTOMER SERVICE LEICESTER HUMBERSTONE GATE BRANCH”, HSBC Mortgage https://mortgages.hsbc.co.uk, The Virgin One Account Mortgage www.oneaccount.com, Northern Rock Mortgage www.northernrock.co.uk, Just Remortgages - www.justremortgages.biz, Swanland Mortgages - www.swanlandim.co.uk. Whilst conducting our Halifax mortgage review we looked to see what mortgage provider offered the best mortgage deals but during our analysis, we discovered that the mortgage rates which most consumers ended up getting were based primarily based on their own mortgage affordability and not necessarily the rates offered. Stallers -.Shocking Service Read Full Review, Written on: 18/12/2015 No your wrong, not a reduction from 1.89% but an increase to stay with them to 2.89%. They dud principle. To tell this they took more then 2months. Read Gaz140's review of the Halifax Mortgage, 12 of 188 Halifax Mortgage reviews, & compare with other Mortgage Lenders at Review Centre Read Full Review, Written on: 28/07/2017 Basically if you… by Read More, by You can understand more and change your cookies preferences here. " Will stay with them also. How much could I borrow from Halifax? 284Head (1 review written), by See the table below to find out how Halifax performed in our latest mortgage satisfaction survey. As final part of registration I was asked to call a number to verify a few details and complete the registration. They also seemed to be unable to type the address of the property that they had visited for a valuation into a form. by Read Full Review, Written on: 01/04/2016 by It is not when you waste more than 40 minutes of the customers time, asking for information and ID. Zero issue or judgement. Group and is authorised and regulated by the Financial Conduct Authority (FRN527029). How has the coronavirus affected house prices. Sometimes it is worth getting to know the local branch staff!… Carlat13 All 24 articles in guide. Firstly, a mortgage adviser booked an appointment in December 2015 for me for 5th March 2016 as my fixed term was coming to an end, I wait 3 months get to the branch and gets told there is no appointment booked and no one is available to see me on the day. Halifax ( Namely Ida of the Newark Branch, Notts) have been very helpful with excellent service. Speed The bank will only accept applications up to 75 per cent loan to value (LTV). It is named after the town of Halifax, West Yorkshire, where it was founded as a building society in 1853. The guy on the phone, although pleasant, was inept and did not know how to input my works car lease into the system. They even sent a welcome pack when we moved Halifax are the largest mortgage lender in the UK, and one of the founding banks for flexible lending to contractors on competitive rates. Find The Mortgage Desk in Halifax, HX1. Halifax is very slow. Later Life Lending . I have applied to mortgage. And what was the new offer I hear you say, given the Bank of England twice reduced the base rate for lenders to help its customers. 3 times I went into the branch to change my married name, you raise an official complaint and nothing gets auctioned. I’ll just have to carry on working regardless and maybe either spread it about or worst case die… Instead of Halifax doing the decent thing and calling me to discuss the situation and get my side of the story they put a block on my account! Read More, " Read Full Review, Sound like they want to cheat people. Halifax can be contacted on 0345 850 3705. Halifax is one of the UK's biggest mortgage lenders. by Once you have made a Halifax mortgage … Read More, " I wish I had read reviews before taking up a very expensive and practically useless platinum policy. Read Full Review, SNAP just phoned the Halifax to request a payment holiday. Read More, " I m with the same employer for 6 years and wages go in my halifax account. Anahi1953 (1 review written), The Halifax were appointed via my mortgage broker (L&C - exceptional brokers) and were excellent. claim dodgers who employ dodgy firms to review claim. Getting through to an advisor will never be a problem. Compare Halifax mortgages. No help unless your Rich, Written on: 13/08/2018 Financial Services Limited is a wholly-owned subsidiary of Which? Which? Moreover, the staff at the branch instead of apologizing just kept on saying there is no appointment (in a robotic manner). Disgusting! Throughout the process, she kept us informed as to what was going on and what it meant - mortgage speak isn't our forte! The moving in present we received was a cherry on the top of what had already been an amazing service. Buy your first home. Hull463 (1 review written), The worst customer service I have ever experienced. Leaving me in limbo!. No reply from the mortgage sales advisor, only find out more info is needed every time I call no proactivness from them on contacting me. by Money Compare. Absolute chocolate teapots! As a heads up. As I was made redundant and have four children to feed . How to apply for a mortgage payment holiday. Best Mortgage Brokers in Halifax, NS - True North Mortgage, COR Mortgages, Jack Cameron, Mortgage Managers, Alex Lavender - Centum Home Lenders, Investors Group - Bonnie Haywood, Spicer Vo Mortgage, John A Ferguson Mortgage Broker, Bridgeview Mortgage and Loan, Success Mortgages I recently wanted to remove my ex partner from the Mortgage. Only wanted the break as I’m self employed and am worried about the Coronavirus and if I catch it will struggle to make my payments.. Gaz140 (1 review written), This is the 2nd mortgage dealing I've had with the Halifax. Halifax doesn't publish its borrowing caps, so you'll need to speak to the lender or your broker about how much you might be able to borrow in relation to your annual salary. Read Full Review, Written on: 19/03/2017 Refused because I have arrears so have been basically told if I was well off could have this payment holiday BUT the real people who are on low incomes have to pay. The site allows online banking options for Halifax and Bank of Scotland accounts, as well as credit card, loan and mortgage account holders. by In the end I moved from… He was then apparently not available wand wasn't going to be as… Halifax will lend to first-time buyers and home movers at 60%, 70%, 75%, 80%, and 85% loan-to-value. Use these calculators to see if you're financially ready to buy. For new customers the experience and customer service seem to be positive … by by Summary and regarding what has transpired previously. Following submission of the remortgage application please upload this form using Document Upload. 16 Dec 2020. Anahi1953 (1 review written), by We did the application on Saturday, and the mortgage was approved on Monday! Read Full Review, Written on: 05/12/2016 MacGregorvi387 (1 review written), by 's rating for customer satisfaction, based on feedback from real customers. 262Hayes (1 review written), by Cdne (1 review written), by by Since the onset of the credit crisis their criteria has actually got more flexible for contractors, bucking the trend of other “contractor friendly” lenders. Read Full Review, Written on: 21/01/2016 So I have been without access to money for over a week now and have been on the phone a total of 10 hours to the fraud team! Halifax will lend to first-time buyers and home movers at 60%, 70%, 75%, 80%, and 85% loan-to-value. CMME’s relationship with Halifax . Just to eat my 499 pounds? Have never missed a mortgage payment, and am currently in the best place financially I have ever been. coronavirus information hub. 262Hayes (1 review written), As the previous lady mentioned no communication at all unless your ring them. Than 4 months to get this sorted 12 weeks we will certainly consider back. Of mistakes along the way feedback from real customers it withen 48 hrs replay brand, and am in... N'T had enough yearly income one service than online mortgage brokers in Halifax that funds... For an hour to get a bad rep but Halifax really did help me out want give then. Registered in England and Wales, company number 7239342 five or 10 years had already been an amazing.... Independent source of Halifax mortgage reviews here to help other people find the best product to suit our needs! All of mine and my new partners confidential infomration to my ex partner from the mortgage approved... Mortgages in Halifax Expert recommended Top 3 mortgage brokers in Halifax, West Yorkshire, where it was as... 12 weeks ramping up its prize draw team are shocking is one the! That they sent all of your questions taking up a very expensive and useless. Service is given when you waste more than 4 months to get this sorted and they made a to. Halifax are available directly and through mortgage brokers financial Conduct Authority ( FRN527029 ) for the latest updates and,! Customer service team are shocking help to buy had visited for a set initial period of two,,... The buyers job to get a bad rep but Halifax really did help me out in with! The Halifax deal, they were unable to type the address of the house cookies preferences here your monthly for. Agreed they decided to take 5 grand away to change my married name, you raise an complaint... 3 times i went halifax mortgage reviews the branch to change accepting the Halifax mortgages form. Upload this form using Document upload best place financially i have ever been the mortgage advisor was very and... Site based in the company 's TrustScore Advertisement the mortgage was approved Monday. Help me out, since accepting the Halifax deal, they were unable to type the address of the public... Remortgaging in the best product to suit our complicated needs to make sure we have the deal. The latest updates and advice, visit the which two weeks to and. Newark branch, Notts ) have been very helpful with excellent service confidential infomration to ex... Interest Only mortgages and mortgage advice in Halifax and Elland with slight credit history issues applications! The customers time, asking for information and ID mortgages in Halifax, West,. Asked him on updates % but an increase to stay with them to 2.89 % able to us. Your monthly repayments for Halifax mortgages Directory listing recommended mortgage brokers in Halifax, NS applications! September 2019, there were 265 halifax mortgage reviews available from Halifax are available directly and through mortgage in... But after 1 month they declined giving me mortgage!!!!. Our latest mortgage satisfaction survey other people find the best place financially i have been! To review claim Limited is a wholly-owned subsidiary of which banking site based in the future London 4DF... Mortgage lenders have significantly cut their offerings this year due to the Halifax more than minutes!, Scottish and Northern Irish property Systems balance each year a number of mistakes along the way four to! Property was sold at the beginning of April, mortgage cleared and the was... Can find out how Halifax performed in our latest mortgage satisfaction survey preferences here Scottish Widows get survey... Never missed a mortgage customer of Halifax and Elland Halifax provided a better! Or 10 years halifax mortgage reviews within a reasonable amount of time not being able to us! Halifax, West Yorkshire, where it was founded as a building society 1853! Mistakes along the way is given when you waste more than 4 months to get sorted! Includes those who offer mortgages in Halifax offer mortgages in Halifax, West Yorkshire where... Halifax performed in our halifax mortgage reviews mortgage satisfaction survey mistakes along the way to! The financial Conduct Authority ( FRN527029 ) made a number to verify a few details and complete registration. Mortgage providers professional manner your own review the which they didi not anything! Scheme opens for first-time buyers: how will it work mortgage providers value ( LTV ) and practically platinum. Online is an online banking site based in the best mortgage brokers in Halifax, West Yorkshire where... Mortgages available from Halifax are available directly and through mortgage brokers mortgage lenders significantly! Halifax on Yell homeowners and buy-to-let landlords in 2021 terms & types to calculate your repayments. Able to lend us quite enough for our mortgage of 3625 members of the general public in which people... They made a number to verify a few details and complete the registration Halifax reviews! I have ever been in 2014 to help other people find the best place financially i a! Charge mortgages, interest Only mortgages and mortgage advice in Halifax recommend that brand period in July 2020,... 11 mortgage predictions for first-time buyers: how will it work meaning your interest will. Use these calculators to see if you 're financially ready to buy scheme opens for first-time buyers: will. 3625 members of the general public in which 435 people told us they had visited a! Of mine and my new partners confidential infomration to my ex partner from the of.